LAS VEGAS, Oct. 19, 2010 Mountain America Credit Union announced today during the BAI Retail Delivery 2010 event, it has added mobile remote deposit capture capabilities to its mobile banking platform, enabling members to securely deposit checks with a camera-equipped smart phone, providing the added convenience of anytime, anywhere deposits. The credit union has teamed with technology partner, Bluepoint Solutions, to launch the service.

“We recognize how important the mobile channel is to our members,” said Tony Rasmussen

SVP eServices, eServices for Mountain America Credit Union. “Most consumers today have around-the-clock access to a mobile device, and are managing much of their daily life from some sort of handheld device. We launched our first mobile banking application roughly six years ago and the interest in this channel has increased exponentially in the last two years. Currently, we have more than 30,000 members using our mobile banking application. Our members view mobile capture as a necessity, therefore it was the next logical step for our overall mobile banking strategy.”

Mountain America’s members can now deposit checks from a smart phone by keying in the deposit amount and then — using the phone’s camera — take photos of the front and back of the check. The application then automatically performs multiple quality assurance and image correction functions to minimize image distortions, such as skewing or exposure inconsistencies, and ensure the images meet Check 21 and mobile image-quality standards. All transactions are transmitted with multiple layers of security and, if necessary, can be traced back to registered smart phones, marked with time and location, to combat fraud.

Mountain America selected Bluepoint Solutions’ QwikDeposit ToGo, which leverages Mitek Systems Inc. Mobile Deposit® software application. The platform has quickly become known within the financial services industry as the “Gold Standard” in image processing because of its unmatched ease of use, security, quality and accuracy.

Rasmussen added, “For our credit union, adding mobile capture was never a question of if we would do it, but rather, when and with which technology partner. In today’s market, it is critical to partner with companies that demonstrate stability, flexibility, as well as an ongoing commitment to innovation and modern technology. Our prior, experience with Bluepoint, combined with the due diligence we performed during the research phase of this process, confirmed they exemplify the qualities we seek in a partner.”

Once Mountain America completes its upgrade and install of mobile capture, it will accept check images from multiple capture points, including mobile, a member’s home or business, and at the teller line. Using the newest version of Bluepoint Solutions’ ImagePoint Hub, the credit union will have the ability to view any check image, at any point during the day, from any location “in real time” regardless of the check’s capture point.  This will allow them to manage multiple capture points from a central application and run fraud checks against the items no matter the deposit channel.  Once items are checked for duplicates, CAR / LAR verification and MICR line correction are completed and then the cash-letter is created for forward presentment. Bluepoint’s ImagePoint Hub provide a cost-effective, centralized check-processing platform that yields savings in time and money, as well as produces a streamlined workflow.

“Mobile capture gives credit unions the ability to offer members deposit capability from any location, at any time during the day, especially when combined with other capture points,” said Hal Tilbury, CEO and founder of Bluepoint Solutions. “The exponential increase in the usage of smart phones and robust mobile banking applications illustrates a fundamental shift in how consumers prefer to conduct their financial transactions.  For financial institutions who are looking to differentiate themselves in a crowded marketplace, the question is not should we implement mobile capture, but rather how quickly can we can get this service into the hands of our members.”

Mountain America Credit Union has 63 branches in four states, serves more than 343,000 members and has more than 2.8 billion in assets. Bluepoint Solutions is a Microsoft Gold Certified Partner and innovator in remote deposit capture (RDC), image-based item processing and enterprise content management software technology for financial institutions.

VISTA, Calif. Sept. 16, 2010 Bluepoint Solutions, a Microsoft Gold Certified Partner and innovator in remote deposit capture (RDC), image-based item processing and enterprise content management (ECM) software technology for financial institutions, and Access Softek, a provider of home banking solutions for financial institutions, have partnered to offer community financial institutions a complete mobile banking application that seamlessly integrates mobile remote deposit capture capabilities. The integration of mobile banking and mobile remote deposit capture into a single application provides a more robust and user-friendly experience for the end-user.

Bluepoint’s mobile RDC platform, QwikDeposit To Go powered by Mitek Systems’ patented IMagePROVE technology, is now available as an integrated component of Access Softek’s proven Mobile Finance Manager, a downloadable online banking program that resides directly on a user’s smart phone. The integrated solution provides financial institutions with a sophisticated, complete mobile application that enables account holders to perform traditional banking services, as well as deposit checks, all from a single application on their mobile device.

“There is no denying the consumer demand for mobile banking services,” said Chris Doner, CEO of Access Softek. “The explosive growth of smart phones makes mobile remote deposit capture the next logical step for banks looking to offer a complete mobile application to account holders. Mobile banking users are primarily motivated by convenience. When an institution offers mobile deposit, it offers the most convenient deposit solution for its customers.  This will inevitably result in getting a higher amount of deposits relative to institutions that do not offer mobile deposit. We have partnered with Bluepoint to extend our mobile banking application by integrating their best-of-breed mobile deposit technology. We are pleased to offer financial institutions a sophisticated mobile application that, until now, has been out-of-reach for most smaller institutions.”

Integrating mobile capture directly within a mobile banking application creates a more user-friendly experience, by allowing the accountholder to manage almost every banking function from the convenience of a mobile device. Industry analysts anticipate a high adoption rate for mobile remote deposit capture solutions, especially among current users of mobile banking applications. Juniper Research anticipates the number of people accessing banking services via mobile phones is set to increase to 816 million by 2011, a 10-fold increase since 2007. According to research conducted by research firm Mercatus, 59 percent of today’s mobile banking customers are likely to adopt mobile remote deposit capture if the technology is offered by their financial institution.

“Bluepoint has always been focused on bringing innovative technology solutions to financial institutions,” said Hal Tilbury, founder and CEO of Bluepoint Solutions. “Our most recent mobile RDC launch was met by incredible enthusiasm by small to mid-size institutions that understand that this technology will be important to current and future accountholders. We are looking forward to working with Access Softek to take this one step further, and launch one of the industry’s first complete mobile banking with check capture applications.”

VISTA, Calif. July 8, 2010 Bluepoint Solutions, a Microsoft Gold Certified Partner and innovator in remote deposit capture (RDC), image-based item processing and enterprise content management software technology for financial institutions, announced the release of QwikDeposit To Go, a sophisticated mobile remote deposit capture application. Powered by Mitek Systems patented IMagePROVE technology, Bluepoint Solutions QwikDeposit Mobile Capture application completes Bluepoint’s existing suite of Check 21 capture points.

Click Here for Detailed Product Information

“When implemented alongside our existing branch, teller, ATM, merchant and home capture applications, QwikDeposit To Go is an opportunity for institutions to provide a valuable service for account holders, while at the same time drive out operational and processing costs, as well as add efficiencies in the check processing timeline,” said Hal Tilbury, chief executive officer and founder of Bluepoint Solutions. “The fusion of Mitek’s advanced image quality technology with Bluepoint’s proven remote deposit capture and item processing aggregation engine provides institutions with a sophisticated and reliable mobile capture application. Having the ability to deposit checks at any time of day, regardless of location is a service that is extremely valuable to consumers.”

“The dramatic increase in the use of smart phones, combined with consumer demand for mobile banking applications has created a perfect storm for mobile capture,” adds Tilbury. “The emergence of mobile capture  is a direct reflection of a larger shift in how people interact with their financial institutions remotely, 24 hours a day, on their schedule, and on the go.  Financial institutions of any size must react to these trends to remain competitive.  QwikDeposit To Go is a tool designed to help institutions do just that and as a result grow existing accounts and attract new customers or members.”

In a recent Mercatus Mobile RDC Adoption Research Study, Managing Partner, Bob Hedges, stated, “We expect consumers to significantly embrace mobile remote deposit capture and it will be the ‘killer app.’ With consumers placing a premium on convenience, mobile RDC has the potential to significantly change retail banking’s business model by providing a way for people to do basic banking without branches.”

Bluepoint’s QwikDeposit To Go enables consumers to securely deposit checks with a camera-equipped smart phone, providing quicker availability of funds and added convenience. Account holders initiate mobile-banking sessions, key in their deposit amount and simply snap photos of both the front and back of the check with their smart phone cameras. The software captures the check, formats the image, automatically corrects any image distortions or skewing and confirms the images meet Check 21 and mobile image-quality standards. All transactions are transmitted with multiple layers of security and, if necessary, can be traced back to registered smart phones, marked with time and location, in order to combat fraud.

QwikDeposit To Go relies on a patent-pending software application from Mitek Systems Inc. (OTC: MITK.OB; www.miteksystems.com), called Mobile Deposit®, which is being embraced widely by technology applications providers like Bluepoint Solutions and financial services institutions of all sizes for its ease of use, security and the industry leading quality and accuracy of its image processing.

Mobile Deposit complies with all industry standards ”including Check 21″and was developed specifically to help banking institutions take advantage of the growing consumer acceptance of smart phone applications for the mobile Web, including mobile RDC, with the utmost security for every transaction.

“We think of Mobile Deposit as the ‘Gold Standard’in mobile RDC because of the acceptance of our application by all the major integrators and ASPs that cater to financial institutions,” said Mitek CEO James DeBello. “We’re very pleased that our partnership with Bluepoint Solutions further validates that trend.”

Bluepoint Solutions gives institutions the option of selecting a full licensed version of QwikDeposit To Go or they can take advantage of Bluepoint’s unique monthly use-fee delivery model. Additionally, institutions have the option to operate QwikDeposit To Go within Bluepoint’s SAS70-certified data center, enabling small to mid-size institutions to compete with much larger, nation-wide banks without making a large financial investment. Also included with the solution from Bluepoint is a proprietary online Marketing Center that provides institutions immediate access to a repository of professional-quality marketing collateral including statement stuffers, email campaigns and a variety of signage to build awareness and promote the new mobile deposit offering to the community.

“Mobile RDC allows smaller institutions to compete with larger, nationwide banks,” said Tilbury. “By bringing down the cost of mobile capture technology and making it easy for our customers to deploy, we are empowering the small-to-medium banks and credit unions we work with to better retain account holders and attract new ones. There is a lot of demand for this technology among the small to mid-size institutions and we look forward to making it available to our customers.”

 Vista, Calif. — August 26, 2009 — Bluepoint Solutions, a Microsoft Gold Certified Partner and leading innovator in remote deposit capture (RDC), image-based item processing and electronic document management software technology for financial institutions, announced the availability of its RDC Consumer product in a hosted, Software as a Service (SaaS) model. This allows financial institutions to shift the responsibility for the acquisition and management of the infrastructure to Bluepoint. Bluepoint’s solution provides bank and credit union account holders the ability to conveniently deposit checks from any location – home or office – at any time. Users can easily make deposits with the use of a computer, a secure Internet connection and a scanner.

“Cloud computing, or SaaS, has the potential to revolutionize the way we develop, deliver, interact with, support and use applications,” said Hal Tilbury, president and CEO for Bluepoint Solutions. “Consumer capture is a recognized source of new fee income and reduced operational costs.  Taking advantage of the economic gains of “pay-as-you-go” computing, as well as the greater processing power found in a scalable, off-site, vendor-managed application; financial institutions can exercise even more control over spending while garnering expanded services and product profitability.”

Bluepoint’s consumer capture product is designed to help financial institutions retain accountholders, and more importantly, gain new deposit accounts. The solution increases profitability with a new source of fee income and significantly reduces operational costs, because deposits are now captured in the home rather than with a teller at the branch. It is fully integrated with Bluepoint’s powerful transport service, which compiles image files from its other RDC products including branch, teller, merchant and ATM, for immediate clearing, resulting in earliest possible funds availability. Like the in house solution, the hosted version of consumer capture maintains a central repository, making image files immediately available for research and retrieval, institution-wide. This highly scalable solution can accommodate an infinite number of consumers thereby offering credit unions and community banks a competitive advantage with larger institutions.

“Bluepoint Solutions is committed to leveraging technology innovation to lead the market toward higher levels of service and profitability,” said Tilbury. “Offering this proven solution in Cloud evidences that leadership.  For financial institutions, this model shifts the responsibility for the acquisition and management of all the infrastructure concerns to Bluepoint, their trusted software provider. Even more importantly, the Cloud model will unburden in house IT resources and allow bankers and credit union executives to focus on the far more strategic tasks associated with helping the institution become more productive.  Bluepoint is now one of the few companies offering integrated capture products at every point of presentment, including branch, teller, merchant, ATM and consumer. We believe offering our consumer capture solution in the Cloud format will provide the operational advantage our partner institutions need to move from competing in the market to dominating the market.”

About Bluepoint Solutions

Vista, Calif.-based Bluepoint Solutions is a leading innovator in remote deposit capture (RDC), image-based item processing, electronic document management and receipt management. Adhering to strict best practice standards, Bluepoint delivers proven technology solutions and consulting services designed to achieve the strategic goals of increased employee productivity, reduced operating costs, and improved customer service. Bluepoint’s family of products and services offer a complete, end-to-end, image-based item capture and payment processing solution.

Subscribe to Receive Future Press Releases from Bluepoint Here:

Did you know that your institution can generate an email transaction receipt instead of — or in addition to — a paper receipt? With Receipt Manager v4.0, Bluepoint’s electronic receipt management solution, your institution can save paper and printing supplies, further “green initiatives,” enhance service to account holders and increase efficiency at the teller line.

• Go green: offer account holders the next logical step beyond electronic statements. Conserve resources with email receipts.
• Increase security: protect account holders’ private financial information by eliminating insecure, vulnerable paper documentation.
• Strengthen relationships: customize receipt notification emails to reinforce a current marketing campaign, provide information about upcoming policy changes or thank clients for their business.
• Improve staff efficiency: streamline the transaction process and increase efficiency by replacing physical printing with a one-click email at the teller window. Free your staff from time spent on printer maintenance for other more important responsibilities.
• Reduce hard costs: Improve your bottom line with the reduction of paper and printer supplies used at the teller line.

Receipt Manager’s email feature is flexible and configurable to best fit your needs. It provides the ability to be turned off at the organization level. Plus, tellers can generate a paper and/or email receipt based on account holder preferences. Receipt Manager v4.0 includes options to generate text or HTML emails with variable fonts and embedded links and images, specify “reply-to” email addresses, and make unlimited updates to email messages, providing clients with the latest news and current promotions.

Receipt Manager produces an electronic receipt image of every transaction, stores it immediately and makes it available to any authorized employee from any location. Tellers can capture client signatures and identification information, print receipts, research past transactions and now instantly send a receipt notification by email!

The clear advantages of RDC at the ATM are increased when the items captured at ATMs are combined with a full remote deposit capture platform. By incorporating the ATM capture component into the institution’s entire RDC platform, they will take advantage of enterprise-wide duplicate MICR detection, central archiving and research, and simplified balancing – resulting in earliest funds availability (reduced float), earlier fraud detection and reduced workload. This is a critical, yet often overlooked, component to a comprehensive ATM capture strategy.

The last component of sophisticated ATM capture strategy involves evaluating the transport services utilized to process and clear transactions. When an institution relies on a centralized transport service to move images from multiple capture points (ATM, teller, branch, merchant, consumer) to the back-end item processing solution, they can strategically time and coordinate multiple releases for clearing, resulting in earliest funds availability and savings on dollar amount or item per-transmission fees.

When integrated into the institution’s full remote deposit capture strategy, the image-enabled ATM becomes much more than just a convenience, but rather a significant savings and revenue builder for financial institutions.

To learn about more Up-and-Coming ATM Strategies read the Bank News article, featuring Bluepoint Chief Marketing Officer, Dick Drew.

ImagePoint, Bluepoint’s image-based item processing solution, allows financial institutions to take full advantage of Check 21 legislation through sophisticated incoming and outgoing central image exchange. Due to the integration of several major components from Bluepoint’s existing product line with the highly advanced functionalities from the ImagePoint product, the release of ImagePoint version 3.5 yields a streamlined Item Processing solution with greater technological strength and functional depth. Significant features included in this comprehensive version release are:

• Sort Pattern Studio - virtually sorts items to destination endpoints using a sophisticated sort pattern utility. Provides the ability to execute simple RT-based routing up to complicated least cost routing, based on multiple factors. Eliminates the need for paper item processing and the large sorters required for this task.
• Workflow Manager - streamlines processing and automatic workflow management with new workflows, configurable to a financial institution’s environment. Simplifies the task of monitoring and managing the flow of information through the system.
• FedReturn & Receipt - sends mixed return image cash letters to the Federal Reserve by interfacing to FedReturn and accepting return image cash letters. Multiple file output formats now include the latest SOP 4.8 posting format, improving compatibility with most core processing systems.
• SmartClient support for Microsoft Windows - combines the reach of the Internet with the power of local computing hardware allowing financial institutions to operate in an SaaS environment. Smart clients may be deployed and updated in real time over the network from a centralized server.
• File Processing - improves image exchange file processing speed by over 50%. This feature also includes numerous item level enhancements such as TIFF tag validation and repair, missing image detection and MICR/OCR mismatch detection. A broad range of file and item level processing validation criteria may be enabled, allowing financial institutions to proactively monitor and correct image exchange files that may have been received with errors, ensuring proper file integrity for all exchange partners.

As the first Bluepoint release of ImagePoint since the company acquired the product’s creator, Avalon International, this version marks a milestone for the company and its customers by providing an integrated product line focused on innovation. ImagePoint version 3.5 maintains the flexibility and modularity of a comprehensive item processing solution, while advancing the technology it was built upon. The ImagePoint solution is a highly efficient and cost effective complement to Bluepoint’s RDC Check 21 capture solutions. Together they deliver a true, end-to-end, Check 21 image-based item capture and payment processing solution for small and large financial institutions.

[download id="10"]

Vista, Calif. — April 7, 2009 — Bluepoint Solutions, a Microsoft Gold Certified Partner and leading innovator in remote deposit capture (RDC), image-based item processing and electronic document management software technology for financial institutions, announced the availability of its RDC Consumer product. Bluepoint’s solution provides bank and credit union account holders the ability to conveniently deposit checks from any location – home or office – at any time. Users can easily make deposits with the use of a computer, a secure Internet connection and a scanner.

The consumer capture product is designed to help financial institutions retain customers, and more importantly, gain new deposit accounts. The solution increases profitability with a new source of fee income and significantly reduces operational costs, because deposits are now captured in the home rather than with a teller at the branch. RDC Consumer is fully integrated with Bluepoint’s powerful transport service, which compiles image files from its other RDC products including branch, teller, merchant and ATM, for immediate clearing, resulting in earliest possible funds availability. RDC Consumer also maintains a central repository, making image files immediately available for research and retrieval, institution-wide. Because of its ability to accommodate an infinite number of consumers, the solution gives credit unions and community banks a competitive advantage with larger institutions while at the same time completing the expected service offerings of any size institution – large or small.

“Due to its emerging popularity among credit unions and community banks, we anticipate consumer capture technology will become a commodity across all financial institutions, along the same lines of general online banking capabilities,” said Brad Ganey, senior vice president, payment services for Southwest Corporate Federal Credit Union. “Currently, we have seen credit unions embrace consumer capture technology more fully than banks. We have worked closely with Bluepoint Solutions to ensure we provide our member credit unions with the top remote deposit capture solutions. Bluepoint remains well ahead of the curve, especially with its latest consumer capture solution.”

The system also improves various aspects of member and customer service efforts. Consumer Capture satisfies convenience issues by eliminating the need for an additional trip to the financial institution for deposit. Employing the consumer’s existing Web-based, home banking system, the solution provides a user-friendly interface and a simple sign-on procedure for scanning checks.

“The cornerstone of Bluepoint Solutions is our modern, sophisticated technologies,” said Hal Tilbury, president and CEO for Bluepoint Solutions. “This is evidenced by the number of platform replacements we’ve managed and installed in the past few months. Institutions are realizing the first generation capture products are not able to drive out costs or meet the needs of their customers. We take great pride in our solutions suite and are pleased to add yet another mode, consumer or home capture. Bluepoint is now one of the few companies offering integrated capture products at every point of presentment, including branch, teller, merchant, ATM and now, consumer. We listened to the feedback of our growing client base and partners and recognized an increasing demand for products that improve customer service and give financial institutions an edge in an increasingly competitive market. We believe our consumer capture solution will provide that edge and help institutions attract and retain account holders.”

About Bluepoint Solutions

Vista, Calif.-based Bluepoint Solutions is a leading innovator in remote deposit capture (RDC), image-based item processing, electronic document management and receipt management. Adhering to strict best practice standards, Bluepoint delivers proven technology solutions and consulting services that improve the client service experience, improve business continuity, assure disaster recovery, increase productivity and reduce the risk of fraud. Bluepoint’s family of products and services offer a complete, end-to-end, image-based item capture and payment processing solution. For more information, visit www.bluepointsolutions.com.

Subscribe to Receive Future Press Releases from Bluepoint Here:

[download id="11"]

Vista, Calif. — Mar. 17, 2009 – Bluepoint Solutions, a Microsoft Gold Certified Partner and leading innovator in Check 21 capture, remote deposit capture (RDC), image-based item processing and electronic document management software technology for financial institutions, announced the availability of its new rental program purchasing option for its Teller RDC and Receipt Processing Product Suite. The rental program was established to help financial institutions gain access to sophisticated, comprehensive technology offerings, while significantly reducing up-front costs and achieving immediate return on investment (ROI).

The rental program provides financial institutions with a complete teller line RDC and receipt processing solution for a low monthly per-workstation fee. This transforms capital expenditure into an operational expense. With the rental program, capital is freed, and at the completion of the rental contract, the institution acquires ownership of all hardware.

The Teller RDC and Receipt Processing Product Suite provides banks and credit unions complete system integration, storage and retrieval of all transaction information, resulting in the immediate availability of receipts and check images, institution-wide. The suite ensures the improvement of operational efficiencies, elimination of the transportation of physical checks and minimization of teller overtime with continuous transaction processing. Research time is significantly reduced as well, improving customer service and enhancing employee productivity.

“The rental program is significant because it allows financial institutions to achieve the benefits of Bluepoint Solutions’ best-of-breed products without making a capital expenditure,” said Hal Tilbury, president and CEO of Bluepoint Solutions. “The program provides immediate ROI – primarily through significant improvements to employee efficiency and reduction in overtime hours.”

Bluepoint Solutions’ other products including RDC Merchant, RDC Consumer, RDC ATM and its image-based item processing and electronic document management solutions may also be added to a rental agreement.

About Bluepoint Solutions
Vista, Calif.-based Bluepoint Solutions is a leading innovator in image-based payment processing, Check 21, remote deposit capture (RDC), electronic document management, receipt management and Internet client access. Adhering to strict best practice standards, Bluepoint delivers proven technology solutions and consulting services that improve the client service experience, improve business continuity, assure disaster recovery, increase productivity and reduce the risk of fraud. Bluepoint’s family of products and services offer a complete, end-to-end, image-based item capture and payment processing solution. For more information, visit www.bluepointsolutions.com.

Subscribe to Receive Future Press Releases from Bluepoint Here: