Image Aggregation
Streamline Your Check Processing with ImagePoint Hub
Automate your Day One item processing with ImagePoint Hub. Centrally aggregate and manage check images from all capture points within your institution for
cashletter creation and transmission. Hub automatically performs cross-channel, real-time duplicate detection and comprehensive Image Quality Analysis (IQA) on images from branch, teller, ATM, home, merchant and mobile capture points, enabling the perfection of items prior to the transmission of cashletters for clearing.
Use a single interface to create cashletters for daily transmission to any endpoint, such as the Federal Reserve Bank or ImagePoint Foundation for additional processing. Built on .NET architecture specifically for Check 21 processing, Hub eliminates costly courier fees and third party outsourcing costs. Significantly decrease Day Two correction work by improving your ratio of “clean” and balanced batches. Clear on-us items immediately upon presentment, improving efficiency and avoiding transaction fees.
Select Features
Aggregate and Perfect Items Centrally
- Accepts images from all capture points including branch and teller, plus remote capture points such as home, merchant and mobile
- Automatically compares and corrects CAR/LAR amounts and validates the MICR line in real-time prior to cashletter transmission
- Performs duplicate detection on all items across all capture points
- Integrates with proprietary and third-party fraud databases to identify fraudulent items before clearing
Create Cashletters and Posting Files
- Creates industry standard X9 files for presentment to the Federal Reserve Bank or to ImagePoint Foundation for full, in-house item processing
- Transmits multiple cashletters daily, based on number of items, combined dollar amount or time of day
- Automatically archives check images and data
Store Images for Research and Archival
- Offers immediate access, institution-wide, to check images for research and response to account holder inquiries
- Provides real-time access to check deposit activity of the entire financial institution, a particular branch, workstation or teller transaction
- Offers very precise reporting capabilities with extensive search criteria including member number, account number, time, date, teller ID, branch, R/T, dollar amount and more
- Provides an excellent source of information for both transaction analysis and training purposes
Control Settings and Access
- Enables the configuration and maintenance of workstations and user permissions from one location with a robust administration tool
- Monitors system-wide and capture point activity in real-time with a sophisticated ‘dashboard’ tool
- Allows the configuration of user permissions and settings on all capture points including branch, teller, ATM, home, merchant and mobile
“Staff can research deposit items in real-time from ImagePoint Hub so they don’t have to go to one server for home deposits to another for mobile and a third for teller. It enables the ‘convergence’ of deposit images from all of these applications and is a central repository for check processing.”
—Tony Rasmussen, SVP eServices, Mountain America Credit Union
Technical Specifications:
- Windows Server 2003/2008 R2 and IIS 7/7.5 support
- Microsoft SQL 2005 (Service Pack 3)/2008
- .NET 3.5 Framework
- Virtual environments fully supported
- 64-bit compatible architecture
How does it work?
- Receives and aggregates check images from all capture points.
- Performs IQA, MICR correction, CAR/LAR verification and fraud detection.
- Performs duplicate detection for all items, across all capture points.
- Posts perfected items to the core system when applicable.
- Creates an X9 cashletter file ready for FTP transport to any endpoint or ImagePoint Foundation for additional processing.
- Makes all items and images available for immediate research, enterprise-wide.
- Exports all items to check archive for long-term storage, backup and research, and home banking access.