Mobile Deposit

Get on the Cutting Edge with QwikDeposit ToGo

Stay ahead of the competition by offering a scalable, mobile remote deposit capture solution fully embedded within your mobile banking platform.  Empower your account holders with the ultimate convenience of depositing checks anytime, anywhere with their smartphone. Maintain your institution’s security levels by applying advanced controls to mitigate fraud and stop duplicate checks from entering your check processing workflow.

QwikDeposit ToGo is designed for quick deployment with any mobile banking platform, delivering the highest level of usability and the richest user experience for your financial institution’s account holders.  Stay relevant by delivering the same sought-after service that the nation’s largest institutions are offering their customers.  Integrate mobile capture with
all of your other remote deposit capture points, providing ease-of-use and minimal training for your staff.  Reduce errors by performing automatic Image Quality Analysis (IQA), MICR correction and validation, CAR/LAR verification, and duplicate detection at all capture points.  Attract and retain account holders with a progressive mobile capture strategy, paving the way for future growth.

Select Features

Enhance Your Competitive Advantage

  • Provides the same services as the nation’s largest institutions
  • Responds to growing demand from consumers for mobile applications
  • Builds a younger client base
  • Engages inactive customers and members
  • Reduces branch traffic while expanding your geographic footprint

Expand Services Offered to Account Holders

  • Provides rapid access to deposits and timely payments
  • Uses a simple, second-nature method for capturing checks
  • Allows check deposits at any time, from any place, providing the ultimate level of convenience—no need to visit the branch
  • Alerts users in real-time of unusable check images for immediate correction, increasing the success rate of deposits
  • Supports multiple accounts for deposit
  • Supports most smartphone platforms
  • Speeds the deposit process by accelerating availability of funds

Take Advantage of Industry Leading Technology

  • Provides end-to-end security, allowing transactions to be traced back to registered smart phones
  • Satisfies all industry standards for Check 21 image quality
  • Resides behind your mobile service provider’s two-factor authentication process for enhanced security
  • Integrates with all other capture points
  • Prevents duplicate check acceptance with enterprise-wide duplicate detection
  • Enables sophisticated business rules that regulate users, allowed deposit amounts and transaction volume
  • Provides check image accuracy of 99.99% with Mitek’s patented IMagePROVE™ technology
  • Interfaces with mobile banking platforms to capture deposits and produce release files

“Adding mobile capture was never a question of if we would do it – but rather, when.”

—Tony Rasmussen, SVP eServices, Mountain America Credit Union