Merchant Capture

Drive Growth with Expanded Services for Business Accounts

Attract and retain business accounts with QwikDeposit Pro, a convenient, browser-based, remote deposit capture (RDC) solution. Expand your range of business services to strengthen your account base and increase overall deposits, breaking through the traditional limitations imposed by geographical location and physical branch facilities. Empower merchants with the ability to scan checks at their business and securely transmit data and images for processing at your institution—eliminating the physical transportation of checks, accelerating funds availability and providing error-free, balanced deposits.

QwikDeposit Pro is easy to use, deploy and maintain, delivering the highest level of convenience and performance to your institution’s business accounts.  Mitigate fraud and errors by performing automatic Image Quality Analysis (IQA), MICR correction and validation, CAR/LAR verification and duplicate detection across all capture points.  Realize the full potential of your RDC strategy by combining QwikDeposit Pro with other ImagePoint capture points, including teller, home and mobile capture, plus ImagePoint Hub.

Select Features

Broaden Merchant Services

  • Attracts new business accounts and merchant deposits
  • Reduces branch traffic while expanding market reach beyond traditional geographic boundaries
  • Provides low cost source for acquiring deposits
  • Provides scalability for any size institution or merchant

Increase Convenience and Usability

  • Allows account consolidation for multi-location merchants, reducing account maintenance and transaction fees
  • Offers a traditional branch service through a self-service outlet, decreasing operational costs and enhancing convenience
  • Eliminates the physical transportation of checks for deposit
  • Allows multiple deposits per day, speeding he deposit process and accelerating funds availability
  • Allows the user to save a partially completed deposit for later additions and submission.
  • Supports multiple accounts, allowing the user to select the appropriate account at the beginning of each eposit.
  • Offers a thin client solution that is simple o deploy, use and maintain—for both the institution and account holder
  • Works with most check scanner platforms, offering flexibility in features and pricing for institutions and account holders alike
  • Exports data directly to a variety of accounting programs (e.g., QuickBooks) for reconciliation and seamless record-keeping
  • Totals and balances each batch automatically
  • Provides an automated process for MICR line correction

Take Advantage of Industry Leading Technology

  • Mitigates fraud exposure and increases the accuracy of deposits with immediate IQA
  • Automatically scans and verifies check amounts with MICR/CAR/LAR technology
  • Prevents duplicate check acceptance with enterprise-wide duplicate detection
  • Automates the item archival process
  • Provides comprehensive research and reporting capabilities
  • Offers customizable review keys to further protect against fraudulent items entering the institution
  • Enables sophisticated business rules and configurable permission levels that regulate users, allowed deposit amounts and transaction volume
  • Integrates with all other Bluepoint capture points
  • Supports deposit tickets and other documents as needed by your institution
  • Enables virtual endorsements for multi-feed scanners

“…RDC [merchant capture] has become a preferred deposit channel in terms of processing efficiency among a growing number of financial institutions,” stated Bob Meara, Senior Analyst, Celent

—Bank Systems &Technology article, February 21, 2008