Bluepoint Solutions

Sharpen your Competitive Edge with QwikDeposit Home

Make QwikDeposit Home a part of your comprehensive RDC strategy and watch it fuel your institution’s growth. Attract and retain more clients with a remote deposit capture solution for the consumer market. Expand your geographic footprint and offer essential touch-points for tech-savvy consumers. Develop your self-service channel to reduce operating expenses and ease branch traffic.  Empower your consumer account holders with the convenience of depositing checks anytime, from any location.. With a personal computer, a secure Internet connection and a flatbed scanner, account holders simply log in to online banking and make a deposit.

Integrate QwikDeposit Home with all of your check capture points — both in-branch and remote – to combine all checks into a single cashletter, provide a unified check archive for simplified research by your staff, and allow members to view check images through online banking. Reduce errors by performing automatic Image Quality Analysis (IQA), MICR correction and validation, CAR/LAR verification as well as duplicate detection across all capture points.  Verify all consumer-generated images before they are posted to your central server. Bolster your institution’s security levels by applying advanced controls to mitigate fraud and by stopping duplicate checks from entering your check processing workflow.

Select Features

Enhance Your Competitive Advantage

• Uses widely available, easy-to-use technology to reach a younger demographic
• Acts as new communication channel with existing account holders, engaging inactive clients and strengthening loyalty
• Offers branch service through a self-service outlet, increasing access to a wider geographic region, lowering branch traffic and transaction costs
• Offers the ability to track usage and generate additional fee income
• Provides a low cost method for acquiring deposits

Expand Services Offered to Account Holders

• Allows check deposits at any time, from any place, providing the ultimate level of convenience
• Uses the account holder’s existing web-based, home banking platform
• Employs a simple, intuitive process for scanning and depositing checks
• Alerts users in real-time of unusable check images for immediate correction, increasing the success rate of deposits
• Provides users with a log of all deposits—transmitted, accepted, credited, rejected, adjusted, etc.
• Confirms transaction details to the user through an automated, configurable email response tool
• Provides a user-friendly interface, simple sign-on procedures and step-by-step “how to” instructions
• Supports multiple accounts for deposit

Take Advantage of Industry Leading Technology

• Utilizes CAR/LAR technology to automatically
  verify check amounts
• Prevents duplicate check acceptance with enterprise-wide duplicate detection
• Deploys image quality control methods to reduce errors and mitigate risk
• Enables sophisticated business rules that regulate users, allowed deposit amounts and transaction volume
• Automatically generates a receipt
• Provides online deposit history with images
• Provides your staff with thorough research capabilities
• Integrates ith all other Bluepoint capture points, including mobile, merchant, ATM, teller and branch
• Interfaces with your home banking website to perform authentication and apply user settings
• Supports TWAIN flatbed scanners

My job is to try to get new companies to join with us and one of the first things the CEO or HR people ask me is, ‘Where is the closest branch?”One of the first things [prospective members] ask me is, ‘Where is the closest branch?’ When I tell them all they need is a scanner and an Internet connection, I often hear, ‘holy cow.’ There’s a real wow factor.”

— Glenn Kirk, executive vice president of marketing, Summit Credit Union