ATM Capture

Cut Costs and Speed Check Clearing with ImagePoint ATM

Realize substantial cost savings, reduce front and back office work, and increase operational efficiencies by eliminating the manual processing of ATM deposits with ImagePoint ATM. ImagePoint ATM works with image-enabled ATMs, allowing deposits to be transmitted to your institution the same day. Detect fraudulent checks and currency earlier with capture taking place at the ATM, reducing risk and improving your institution’s profitability. Recruit new account holders and create loyalty with existing clients—a vital component to remaining competitive in today’s banking environment. Speed the deposit process and accelerate funds availability. Your clients will appreciate the ease and convenience of making deposits at the ATM, with the same benefits of making deposits at the branch.

Integrate ImagePoint ATM with other ImagePoint remote deposit capture points—branch, teller, home and mobile—with minimal training and ease-of-use for your employees.  Reduce errors by ensuring automatic Image Quality Analysis (IQA), MICR correction and validation, CAR/LAR verification and duplicate detection for all capture points. Make ATM capture a part of your comprehensive RDC solution with Bluepoint’s ImagePoint ATM.

Select Features

Improve Operational Efficiency

  • Offers same-day deposits with the real-time transmission of image files to ImagePoint Hub, eliminating the wait for end-of-day pickup
  • Eliminates manual processing of ATM deposits, reducing front and back office work
  • Streamlines item processing—no more handling items twice
  • Minimizes deposit errors and exception handling with automatic IQA
  • Accelerates ATM deposit processing and speeds the availability of funds
  • Automates ATM deposit processing, allowing employees to focus on account holders inside the branch
  • Provides automated queue for central MICR line correction and balancing
  • Provides a complete audit trail, reducing time spent on research

Cut Costs

  • Eliminates daily courier trips to the ATM—now only required to replenish cash—significantly reducing courier costs
  • Offers a branch service through a self-service outlet, enhancing access and convenience to account holders, while reducing branch operational costs
  • Reduces risk with fraud and duplicate detection

Take Advantage of Industry Leading Technology

  • Offers customizable parameters for the approval of deposits
  • Automatically archives check images, making them available for institution-wide research
  • Utilizes CAR/LAR technology to automatically verify check amounts Increases the effectiveness of existing image-enabled ATMs by converting the image for clearing and integrating it with all other capture points
  • Allows your institution to positively match every check against ATM records
  • Supports Diebold and NCR image-enabled ATMs
  • Integrates with all other Bluepoint capture points, automatically detecting and preventing duplicate check scans
  • Provides financial institutions with the ability to verify and correct check images before they are converted directly to X9 files for clearing

“In the first six months, the credit union already has seen about $11,000 in savings by reducing courier service to the machines by half.”

—Ginny Leritz, director of member service support, Mazuma Credit Union

Credit Union Times,
January 6, 2010