Item Exchange

Take Control of Your Item Processing with ImagePoint Foundation

Manage your financial institution’s check processing entirely in-house with ImagePoint Foundation.  Designed to simplify, speed and streamline Day One and Day Two item processing, Foundation provides your organization with all the benefits of processing check images instead of paper checks.

Foundation is simple enough to be operated by your existing staff but is robust enough to process checks for even the largest institutions.  Instantly archive on-us items, removing them prior to the transmission of outgoing cashletters.  Perform immediate duplicate detection across all capture points within your institution as well as inclearing images received from other institutions.  Transmit items for forward presentment to any number of endpoints, any time of the day to minimize settlement costs and gain faster access to deposits.

Fully manage all types of returned items with Returns Manager, including automatic re-presentment and Image Replacement Document (IRD) printing.  Make faster pay/no-pay decisions and streamline your returns process while reducing posting errors to your core processing system.  ImagePoint Foundation allows you to take control of your item processing with sophisticated and robust forward presentment and inclearings management tools.

Select Features

Improve Operations and Efficiency

  • Automates item processing workflow with existing staff levels
  • Provides immediate, enterprise-wide access to items for research, reporting and export
  • Settles on-us items instantly upon presentment, preventing costly third party settlement fees
  • Clears checks directly with multiple endpoints
  • Eliminates the cost of outsourcing and third party providers
  • Receives inclearings directly from the Federal Reserve Bank (FRB) for immediate processing and faster pay/no-pay decisions

Automate Your Transit Items and Inclearings

  • Supports all capture points including branch, teller, ATM, merchant, home and mobile
  • Interfaces seamlessly with the FRB for immediate performance
  • Supports “least-cost routing” with the ability to clear items through multiple endpoints based on time of day, volume of deposits and deposit amount
  • Increases the ratio of “clean” batches with automated MICR correction and CAR/LAR verification on both transit and in-clearing items
  • Sends transit items to multiple endpoints based on customizable sort patterns
  • Aggregates all items for forward presentment into a single cashletter,  lowering costs
  • Provides high-volume institutions the flexibility to create multiple cashletters for multiple endpoints
  • Offers the ability to customize release times and meet deadlines by endpoint
  • Combines inbound cashletters from various endpoints for faster processing of inclearings

Take Advantage of Industry Leading Technology

  • Runs in physical and virtual environments including full support of Citrix and VMware
  • Exchanges items with other institutions, regardless of platform or processing differences, using universal X9.37 format
  • Offers complete scalability for institutions with any check volume, including data-centers, service bureaus and correspondent institutions
  • Provides processing designed specifically for Check 21 built on a .NET platform, unlike most systems adapted from legacy paper systems

“We looked at many options in the market, but ultimately selected Bluepoint’s ImagePoint Foundation solution because of the platform’s intuitive design, the ease of installation and its proven reputation in the credit union industry,” said Tom Eaton, CEO and President of Saint Francis Federal Credit Union.